I assuming by team you mean some mix of bank staff (Tellers, Credit Risk Analysts, ...) not just the dev team working on the software.
Your question seems to be hinting at changing from 2 bounded contexts (focusing on cash & credit) to 2 bounded contexts focusing on Personal and Business accounts. Based on my limited knowledge of this domain, I think it is possible to immediately reject this idea. Just because the bank has re-organized it's staff, it doesn't change that fact that a Cash and Credit account probably have different functionality/requirements - if it made sense to have 2 contexts for this originally, it probably still does.
Given that the staff are transitioning to new roles/responsibilities within the bank, it is likely that you need to start a new requirements gathering process to understand the requirements for routing jobs/tasks to the relevant staff. Additionally you need to understand how future business and personal offerings differ. After you have collected the new requirements, you can decide what code you can re-use and what new functionality has to be developed.
A critical question that you need to answer is IF/WHEN/WHERE does it make sense to fork the existing bounded contexts. For example can the differences (between personal and business) be supported inside a single bounded context or would splitting it into two, make future development easier. Most likely the short term requirements can implemented fairly easily without splitting the context. Hence forking the context would only be necessary if/when continuing to support the business became too painful. It is probably better to plan ahead, so you can do any required splits when they are needed / most convenient.
It may also be too simplistic to split everything along business/personal lines, it could be that there is a core of credit transaction processing that is shared between business and personal accounts, but there are different requirements for approvals, so you might end up with 3 context, for example:
- Credit Transaction Processing
- Business Credit Approval.
- Personal Credit Approval.
Your requirements gathering will help you determine the best option.